Our Approach 2017-09-11T11:04:11+00:00

We carry the risk

..you reap the reward

Converting risk into sustainable wealth

Our approach to risk management

Approach - Flow Chart

As a part of your Contingency Policy, you:

  • Determine your insurance structure – in partnership with us

  • Decide which risks to insure and how much you’d like to spend on your cover

  • Receive an additional 20% risk cover from us

  • Get an experience bonus for good risk management

  • Receive notional interest on a positive balance when your policy expires

Our cover mechanism

With your help, we assess:

  • The risks that are part of your operation

  • The amount of cover you might need

  • Where you should keep your conventional cover

  • What your cash flow requirements are

  • Receive notional interest on a positive balance when your policy expires

Based on the above, we:

  • Draw up a Contingency Policy contract to fit your risk profile

  • Extend your immediate and full cover to an agreed policy indemnity limit

  • Treat premiums as prescribed by the Short-Term Insurance Act

  • Settle your claims – whenever you need us to

Corporate Guarantee offers:

  • Primary cover up to premium value and/or the balance of the Contingency Policy

  • Secondary cover up to the amount of your policy indemnity limit

  • Tertiary cover (known as ‘reinsurance’) in the event of a catastrophe

Contact Us

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