Advantages of the product

• The Contingency Policy can be used in combination with conventional insurance as part of your total insurance structure. This promotes good risk management and allows you to potentially save on conventional insurance premiums, while also gaining financial independence in the long run. For example, excess payments on certain risks can be increased and gradually covered by your Contingency Policy, which in turn can reduce your conventional insurance costs. We assist clients in assessing and identifying these risks in accordance with their individual risk appetite.
• Certain risks typically excluded by conventional insurance can also be effectively managed through the policy
• The insured is rewarded for good risk management and can share in underwriting profits
• Cover that is not utilised during the current period is not lost, it can be renewed and applied towards future risk management
• The product’s standard 120% cover can be increased and customised to suit your individual needs
• The policy can assist you in enhancing your cash flow
• The policy has a simplistic and transparent fee structure, there are no renewal, monthly, or cancellation fees
• Your risk management policy allows for greater flexibility and control over your insurance needs

Additional benefits

• Your policy can be pledged as security to access:
• A loan facility to enhance your cashflow
• OR
• The issuing of guarantees, if needed